Good news, everyone! It’s possible to have a fantastic wardrobe on a tight budget. Here are some helpful rules to stick to:
Rule #1
Don’t spend more than you have. If fashion is self-expression, make sure you are able to express the self-confidence of a woman who is in control of her finances. I recommend allocating a certain dollar amount per month based on your income and expenses, and shopping accordingly.
Rule #2
Ask yourself the key questions below before buying anything. Don’t invest if you answer “no” to any of them! (A) Does this flatter my figure? (B) Can I wear this at least three different ways? (C) Will I be able to wear this next year? (D) Based on the material and craftsmanship, is this worth the price?
Rule #3
Buy versatile items. At least two-thirds of my wardrobe can be worn professionally or casually, depending on what I pair each piece with. A best bet: feminine blouses – sheer, patterned or colorful – look chic and sophisticated with a pencil skirt by day or skinny jeans by night.
Rule #4
Be resourceful. Go through your wardrobe quarterly to identify pieces that don’t belong. This includes items that don’t fit, don’t work with other things in your closet, or items you’re just plain sick of! Set aside higher-end items in good condition for a trip to the consignment store where you’ll have the chance to make money off your goods. Drop off everything else at the nearest donation center – I use Housing Works – and make sure to get a receipt! When February rolls around, you’ll save on your taxes by entering in everything you donated throughout the year.
Rule #5
Save for bigger pieces instead of trying to fit these purchases into your monthly budget. The online bank, ING Direct, has a wonderful tool that allows users to create sub-accounts within their savings accounts, to help them save towards various goals. You can also set up automatic deductions from your checking account to help you achieve your goal.
Rule #1
Don’t spend more than you have. If fashion is self-expression, make sure you are able to express the self-confidence of a woman who is in control of her finances. I recommend allocating a certain dollar amount per month based on your income and expenses, and shopping accordingly.
Rule #2
Ask yourself the key questions below before buying anything. Don’t invest if you answer “no” to any of them! (A) Does this flatter my figure? (B) Can I wear this at least three different ways? (C) Will I be able to wear this next year? (D) Based on the material and craftsmanship, is this worth the price?
Rule #3
Buy versatile items. At least two-thirds of my wardrobe can be worn professionally or casually, depending on what I pair each piece with. A best bet: feminine blouses – sheer, patterned or colorful – look chic and sophisticated with a pencil skirt by day or skinny jeans by night.
Rule #4
Be resourceful. Go through your wardrobe quarterly to identify pieces that don’t belong. This includes items that don’t fit, don’t work with other things in your closet, or items you’re just plain sick of! Set aside higher-end items in good condition for a trip to the consignment store where you’ll have the chance to make money off your goods. Drop off everything else at the nearest donation center – I use Housing Works – and make sure to get a receipt! When February rolls around, you’ll save on your taxes by entering in everything you donated throughout the year.
Save for bigger pieces instead of trying to fit these purchases into your monthly budget. The online bank, ING Direct, has a wonderful tool that allows users to create sub-accounts within their savings accounts, to help them save towards various goals. You can also set up automatic deductions from your checking account to help you achieve your goal.
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